What is Albert?
Albert is an all-in-one money app designed to help individuals budget, save, spend, and invest their money in a powerful and user-friendly way.
Features of Albert
Budgeting
- Create a custom budget and track spending
- Monitor bills and find savings
- Automatic budgeting with smart categorization
Banking
- Cash back on spend
- Get paid early
- Fee-free ATMs
Saving
- Save automatically
- Create your own savings goals
Investing
- Invest in stocks, ETFs, and portfolios managed by Albert
Protect
- Guard your identity and financial accounts 24/7
- Monitor your spending and cash flow
- Track bills and subscriptions
- Identity protection
- Dark web monitoring
- Credit report alerts
- Spot fraud
- Online data privacy
- ID theft insurance
How to use Albert
- Download the Albert app and create an account.
- Link your bank account to enable financial tracking and cash advance requests.
- Use additional tools such as budgeting features, alerts, or gig-finding resources to support your financial goals.
Fees for using Albert
Albert charges a monthly subscription fee ranging from $11.99 to $29.99. Expedited cash advance transfers may incur additional fees, but standard transfers are free.
Credit Check
No credit check is required to use Albert.
Helpful Tips
- Use the budgeting tools to monitor spending and stay on top of your finances.
- Set up alerts to avoid overdraft situations.
- Explore gig opportunities to increase your income.
- Request cash advances responsibly and only when necessary to avoid dependency.
Frequently Asked Questions
- Will my data be used or shared?
- Albert values user privacy and ensures your data is securely managed. Personal information is used only to provide services, and you have the option to delete your account and all associated data at any time.
- When would I need a subscription to Albert?
- A subscription is recommended for users who want access to Albert's budgeting tools and side hustle features, need regular access to small cash advances to avoid overdraft fees, or prefer the convenience of having all financial management tools in one app.
- Why choose Albert?
- Albert stands out for its transparent, affordable, and user-friendly approach to financial management. By combining cash advances, budgeting tools, and gig opportunities, Albert empowers users to take control of their financial health and avoid unnecessary fees.