Chime - Banking with No Monthly Fees
What is Chime?
Chime is a financial technology company that provides banking services with no monthly fees, fee-free overdraft, and the ability to build credit.
Features
- Get paid early with MyPay
- Fee-free overdraft with SpotMe
- Build credit with Credit Builder
- 50,000+ fee-free ATMs
- High-yield savings account
- Send and receive money
- Security and control with alerts and 24/7 support
How to Use Chime
- Sign up for an account
- Set up direct deposit
- Use the Chime app to manage your account
- Take advantage of features like MyPay and SpotMe
- Build credit with Credit Builder
Fees
- No monthly fees
- No overdraft fees with SpotMe
- No minimum balance fees
- No foreign transaction fees
- 50,000+ fee-free ATMs
Credit Check
- No credit check required to apply
- Build credit with Credit Builder
Subscription
- No subscription fees
- Optional Credit Builder subscription
Helpful Tips
- Use direct deposit to get paid early
- Take advantage of SpotMe for fee-free overdraft
- Build credit with Credit Builder
- Use the Chime app to manage your account
- Stay in control with alerts and 24/7 support
Frequently Asked Questions
- What is Chime?
- How do I sign up for Chime?
- What are the benefits of Chime?
- How do I use SpotMe?
- How do I build credit with Credit Builder?
- Is Chime secure?
- How do I contact Chime support?