Current | Future of Banking

Mobile banking done better. Build credit while you bank. No overdraft fees/hidden fees. Current is a fintech not a bank. Banking services provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.

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Current | Future of Banking

Introduction

What is Current?

Current is a financial technology company that provides a range of financial services, including banking, credit building, and investment opportunities.

Features of Current

  • Faster Direct Deposit: Get paid up to 2 days faster with direct deposit

  • Build Credit: Build credit with everyday purchases using the Current Visa Debit Card

  • Fee-Free Overdraft: No overdraft fees or minimum balance fees

  • Earn Points: Earn points on swipes for cash back

  • 40,000+ Fee-Free ATMs: Access to a large network of fee-free ATMs

  • No Annual Fees: No annual fees or minimum balance fees

  • No Credit Checks: No credit checks or history required to apply

  • Cryptocurrency Services: Buy and sell cryptocurrency with zero trading fees

  • Savings Pods: Earn up to 4.00% annual bonus on savings

  • Round-Ups: Round up purchases to save money automatically

  • Savings Goals: Set savings goals and track progress

  • FDIC Insurance: FDIC insurance up to $250,000

How to Use Current

  1. Download the Current app and sign up for an account
  2. Link your bank account to enable direct deposit and access to financial tracking tools
  3. Use the Current Visa Debit Card to make purchases and build credit
  4. Take advantage of fee-free overdraft and earn points on swipes
  5. Use the cryptocurrency services to buy and sell cryptocurrency
  6. Set up savings goals and track progress with Savings Pods
  7. Use Round-Ups to save money automatically

Fees and Disclosures

  • Fees: Some fees may apply, including out of network ATM fees, late payment fees, and foreign transaction fees

  • Disclosures: Cryptocurrency services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC, and may not be available in all states. Terms and conditions apply.

Helpful Tips

  • Use the Current app to track your finances and stay on top of your spending
  • Set up direct deposit to get paid faster
  • Use the Current Visa Debit Card to build credit and earn points
  • Take advantage of fee-free overdraft and avoid overdraft fees
  • Use Savings Pods to earn up to 4.00% annual bonus on savings

Frequently Asked Questions

  • Is Current a bank?: No, Current is a financial technology company, not an FDIC-insured bank.

  • Is my money insured?: Yes, Current accounts are FDIC-insured up to $250,000.

  • How do I contact customer support?: You can contact customer support through the Current app or by visiting the Current website.