FloatMe - Your Best Financial Friend

Meet your new BFF that’s helped our members save over $50M in overdraft fees with instant cash advances up to $50 between paydays. No credit checks. No interest.

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FloatMe - Your Best Financial Friend

Introduction

What is FloatMe?

FloatMe is a financial service platform designed to help individuals manage their finances, access cash advances, and avoid overdraft fees. The platform is committed to providing fast, user-friendly, and transparent financial solutions for users in need of immediate funds.

Features of FloatMe

Cash Advances

Access up to $50 in cash advances at no cost, with funds typically deposited within 3 days. Need it faster? Expedited cash advance transfers are available for a small fee of $3-$7.

Fee-Free Banking Services

FloatMe offers overdraft risk alerts to reduce the risk of overdraft fees and never advances more than users can easily repay.

Budgeting and Insights

Get a detailed understanding of how your money is spent, with insights on recurring and frequent transactions. Coming soon: see your cash runway, potential savings rate, and more!

Income Opportunities

Find exclusive member-only opportunities from FloatMe's growing list of partners to help you save or make money.

Fees for Using FloatMe

FloatMe charges a small monthly subscription fee of $3.99 for basic services, including access to budgeting tools and cash advance opportunities. Expedited cash advance transfers may incur additional fees.

Credit Check

No credit check is required to use FloatMe's cash advance services, making it accessible to users with limited or no credit history.

Subscription

A subscription is recommended for users who want access to FloatMe's budgeting tools, cash advance opportunities, and exclusive member-only benefits.

Helpful Tips

  • Use FloatMe's budgeting tools to monitor spending and stay on top of your finances.
  • Set up overdraft risk alerts to avoid unnecessary fees.
  • Explore income opportunities to increase your income.
  • Request cash advances responsibly and only when necessary to avoid dependency.

Frequently Asked Questions

  • What is the cost of membership?
    • Membership costs $3.99/month and provides access to FloatMe's suite of financial products and services.
  • Can I cancel my membership?
    • Yes, membership will auto-renew until cancelled. Cancel anytime in the app.
  • Are cash advances available to all users?
    • No, cash advances are not available to Connecticut and Maryland residents as of October 1, 2023, and August 1, 2024, respectively.